Individual Health Insurance

We'll help you find an insurance plan that meets your individual needs.

At Hughes & Associates Insurance Agencywe specialize in helping individuals and families find the right ACA health coverage—offering clear guidance, expert advice, and personalized support every step of the way.


Whether you're navigating the Marketplace for the first time, turning 26 and aging off a parent’s plan, or simply exploring better options, our licensed agents are here to make the process easy and stress-free. With no added cost to you, we help you feel confident you're getting quality coverage that fits your health needs and budget.

Individual ACA Health Plans

Health insurance is essential for maintaining both financial stability and access to healthcare. For individuals under 65 without employer-sponsored coverage, the Affordable Care Act (ACA) Marketplace offers regulated plans that cover essential health benefits and protect those with pre-existing conditions.

Turning-26 Assistance

Turning 26 marks a major shift in health insurance for many young adults as they age out of their parents’ coverage. Fortunately, several options are available to help you stay insured, including employer-sponsored plans, ACA Marketplace coverage (with a Special Enrollment Period), Medicaid, catastrophic health plans, and COBRA continuation.